Home Owners Insurance Claims

Flood and water damage, fire and smoke damage, burglary, vandalism, accidents and break in damage may all be covered by your Home Owners' Insurance Policy. You should refer to your policy or insurance agent in order to clarify your coverage, exclusions and deductible. Your home owners' claims adjuster is the insurance expert. We are experienced in helping home owners and insurance adjusters settle claims, if your claim involves furniture damage. 

The logistics involved in settling these types of home owners' insurance claims is usually the same. It begins by an in home inspection and consultation by one of our estimators. There is a fee for this service. This fee is routinely covered by your policy (check with your agent). While doing this inspection, we document your claim with digital pictures and a written report detailing the damage to your furniture and individually itemizing the damage, repair and restoration charges including materials. 

Your insurance adjuster may want to review larger claims and assess the appraised value of any item(s) to determine if the restoration exceeds the replacement value. You may also want to have a professional appraisal done on your antique pieces to determine how much the damage has decreased the value. We work closely with you to assure that your compensation is equal to the damages you have sustained. Once you have your Furniture Damage Claim Report and appraisal, you are ready to settle with you  insurance carrier. At this point you can proceed with the authorization of the restoration work.

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 You have suffered a catastrophe

It is our job to help put your life back in order. Our team of furniture professionals will stand by to assist you in getting your furniture returned to a like new or pre-catastrophe condition. 

You Have Been Through Enough

We Pledge To You

 will call to book your claims inspection with in 24 hours of receipt of the request.

• We will expedite the processing of your claims inspection report.

• Once your claim has been approved or authorized by the claims department, we will immediately schedule the processing of your order.

• Your order will not be complete until you are 100% satisfied with our results.

• We will handle your furniture like it was our own.